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Thursday, September 17, 2009

avoid ryanairs credit card fees

Mr. O'Leary will love me for this but I just booked a flight and saved paying the 5euro each way/per person charge for using my credit card. It is simple and here is how:

  1. Head over to entropay.com and sign up. Create a virtural card and leave it at that for the moment.
  2. Start booking your Ryanair flight.
  3. Don't add any extra's or bags, just pay for the flight and the web check in fee of 5euro each way/per person.
  4. When you get to the payment screen, select Visa Electron and watch as the total doesn't increase!
  5. Head back over to EntroPay and load your card with the required amount, down to the cent. You will be charged a loading fee, but I will talk about that below*
  6. Copy the details of your new virtural card and paste them into the Ryanair website where they ask you for your Visa Electron Card (I used my own address).
  7. Click Pay!
  8. Once the flight is confirmed go back to the main Ryanair homepage and click manage your booking using Option 3. You can then choose to add more bags or extras. You can use your main Credit Card now as it won't be charged the 5euro handling fee!

*EntroPay charge a fee of 4.95% to load the card. Booking your flight without bags etc will cut down the EntroPay charge as it is a percentage of the amount you are loading. You can pay for the bags with your normal credit card without any fees once the flight is booked.

Please note, this method is only beneficial if the cost of the flight and online check-in is under 202euro per person (404euro for two people etc..), mine was 77.32euro. I believe my maths is sound. Here is what I just paid for my flight using EntroPay:

I know it is only a 6.17euro saving, but because it is Ryanair it is even more sweeter!

On a side note, it has been a long time since a post here, but there have been many over on tumblr! I am also in a position to talk once again about the Amazing Teaching Council of Ireland.... but that's another post!